So folks! here I am back to my original self and doing what I enjoy doing the most.

Today I want to share an incident which made me realize that I need to give more lessons to my kids.........

My kids were around 2 and 4 years old and we were on a visit to my mother's place. They were really exited and were having a great time over there. One day, a family came to visit my mummy in my absence.

While leaving the old lady gave Rs.10/- each to my kids. Daughter being the elder one, refused on the pretext that mummy will scold. But, on the insistance of my mother they reluctantly took the money and kept it aside.

When I returned, mummy told me about the incident and my daughter ended the topic showing me the crisp Rs.10 notes saying, "Mummy, ek aunty aayin thi. Unhone hamein yeh CHUTTE PAISE diyen hain"

[Mummy, one aunty came, she gave us this CHANGE Money]

I was shocked, Rs.10 is CHUTTE PAISE (change)

I immediately realised my kids need a lesson or two on money matters. They think that the ATM machine will give money whenever they need and there are malls and super markets from where you can buy whatever you want by putting it in your basket.

Being a trainer, I wanted to solve the problem not by giving them a lecture but by devising a practical approach to the problem.

On coming back from Mummy's place, one day when we had to go to the mall, I asked them to make a list of things that they really want. They gave me the names and I jotted them down. We bought only those things that was in the list.

Also I showed them the printed statement that we get on each transaction at ATM. I showed them the balance and how it reduces as we withdraw more money.

Slowly I explained them that only after papa and mummy work hard for one whole month, that we get money in the banks which we take out through ATMs.

This whole exercise took almost two years, but I am sure that the attitude of my kids have definetely changed for better and they are more responsible.

Now they are more alert. They neither waste or lose their stationary nor spoil their books. Also they no longer leave food in the plates.

They have their own piggy banks and they save and cut expenses on luxeries when a birthday or festival approaches.

They still enjoy the parties and dinners as well as toys and shopping but they don't take these for granted. They both are more responsible now.

I am feeling really proud!